DEPOSIT HELP FOR HOMEBUYERS IN LANCASHIRE

A DEPOSIT boost is being offered to homebuyers in Lancashire and it’s not just for first time buyers.

Affordability challenges can affect buyers at every stage of life and deposit contribution schemes, like the one offered by Elan Homes at Redwood Gardens in Marton Moss, can play an important role in helping people move.

While having equity in a home is often seen as the key to moving up the housing ladder, the reality is that doesn’t always ring true.

The cost of living, including groceries and energy bills; changes in house prices and mortgage interest rates; legal fees, Stamp Duty and removals are among the factors to consider before deciding to move.

Some homeowners may find they haven’t built up sufficient equity to make their next move, while those starting over may have had to share the equity with a previous partner.

Whatever the reasons for wanting to move, a deposit boost is available from Elan Homes on selected properties at Redwood Gardens in Marton Moss, between Lytham and Blackpool.

Elan regional sales and marketing director Marie Morris said: “People often think that help with a deposit is only available for first time buyers, but that’s not the case.  We understand that life doesn’t stand still and other purchasers may need to boost their finances to help keep their mortgage repayments low. They could perhaps be looking to buy their second or third property; starting over after a divorce or other major life change, and a contribution towards their deposit could make a big difference.”

Current availability at Redwood Gardens includes a choice of three and four-bedroom homes.

Prices start from £259,995 for a three-bedroom detached Bay, available with a £10,000 deposit boost.

A four-bedroom detached Cove is available from £329,995, with an upgraded kitchen, flooring throughout and a £16,500 deposit boost. Alternatively, those with a house to sell could use part exchange to climb the housing ladder quickly and simply, with Elan effectively acting as a guaranteed cash buyer for the customer’s property.

The Cove offers 1,269 sq ft of living space, including lounge, with feature bay window, at the front of the property and combined open plan kitchen, dining and family room at the rear, with double doors opening out to the garden.

A convenient cloakroom completes the ground floor.

There are four bedrooms upstairs, including one with an en-suite, leaving the family bathroom to serve three of the bedrooms.

Located on Redwood Boulevard, just off the A5230 and less than two miles from Blackpool Airport Enterprise Zone, considered one of the North West’s premier business destinations, the homes at Redwood Gardens are well placed to enjoy all that the Fylde coast has to offer.

There’s a choice of beaches within a 15-minute drive including Blackpool, Lytham St Annes and St Annes, all around four miles away. Cleveleys, Rossall and Bispham are also within easy reach.

Lytham’s famous green, boutique stores and a choice of restaurants are a short drive away, as are all the seaside attractions in Blackpool. Stocking up on household essentials is simple as there are a number of supermarkets nearby, including a Booths.

The show home at Redwood Gardens is open Thursday to Monday from 10am to 5pm.

For more information about Elan’s new homes in Marton Moss, Fylde, see www.elan-homes.co.uk/developments/redwood-gardens.